Your pension scheme is one of the most important investments in your life, and you have the right to make sure that your benefits are fully protected. If you’re concerned about your pension scheme, contact our pension lawyers today for expert pension legal advice.
Pension schemes are quite rightly protected by stringent legislation to ensure that your rights and benefits are properly protected. However, in a constantly shifting pensions landscape, changes may be made to your scheme that are detrimental to your final pension and mistakes are also frequently made with regards to issues such as pension overpayments.
Your pension is quite probably the most valuable investment you have after your home; so you really can't afford to leave too much to chance when your future income and lifestyle is at stake.
If you've any concerns or issues regarding your pension fund or pension scheme, speak to one of our specialist pension law solicitors right away. They have the experience to advise you on your rights, as well as to mount legal challenges when the administrators of your scheme are failing in their duty.
What is automatic enrolment?
In the UK, all employers are required by law to provide their employees with a workplace pension scheme. Employees will be automatically enrolled onto this scheme when they meet certain criteria:
The employee is aged between 22 years old and the State Pension age (the earliest age you can claim your State Pension)
The employee earns at least £10,000 a year
The employee usually works in the UK
These criterion apply no matter what type of business you are employed by, even if you are their only employee (unless you are the business owner operating alone).
What if I haven't been offered automatic enrolment?
Automatic enrolment in a workplace pension has been the law since 2008. If you haven’t been enrolled into a pension scheme, despite being eligible, your employer could be breaking pension law. To comply with the law, your employer must:
Offer you a workplace pension if you're eligible
Pay an agreed amount into that scheme
Take pension payouts from staff wages
Give you the chance to opt out of the scheme
Ensure that payments start when you reach retirement
Honour due payments to family or dependents of a deceased scheme member
If you have any concerns about your workplace pension - including questions about why this hasn't been offered to you - call us on 0330 041 5869 or contact us and we'll call you.
What pension services do we offer?
Our specialist pension lawyers offer an in-depth understanding of every aspect of pension regulations. Importantly, they can advise you and act for you with regards to issues with public sector schemes as well as company and private pensions. Some of the pensions-related matters we've advised our clients on include:
Pension law issues relating to the main public sector pension schemes: LGPS, the NHS Pension Scheme, TPS, the Civil Service Pension schemes, USS & Police Pension schemes
Pension disputes relating to the administration of public and private sector pension schemes, through complaints under the Internal Dispute Resolution Procedure (IDRP) and to the Pensions Ombudsman
Pension disputes concerning the interpretation of pension scheme rules
Pension law issues relating to changes to private sector pension schemes that are adverse to the interests of employees/scheme members, for example relating to contribution levels, rates of increases
Employers' and pension scheme administrators' negligent advice, failure to advise employees or pension scheme members about pension rights and benefits and/or changes to the same
Pension disputes and appeals concerning access to ill-health retirement benefits
Pension disputes concerning overpayments
Challenging rules and provisions in pension schemes which are discriminatory and or in breach of Human Rights legislation
Pensions Group Litigation and dispute resolution
If you've any questions or concerns about your pension rights and wish to speak to an experienced pension solicitor, call us on 0330 041 5869 or contact us and we'll call you.
Why choose Slater and Gordon’s pension lawyers?
Making sure that your pension is safe, secure and works in your best interest is paramount to your future security. It is vital that you are provided with the right advice from the very start, and that if you have any concerns over the handling of your workplace pension scheme, you have the best legal expertise in your corner.
Our employment team have an outstanding track record of success, and many of our solicitors have received recognition from esteemed legal publications such as Chambers and Partners and the Legal 500. With a wealth of experience and expertise, you can trust that you are in good hands.
I would 100% recommend Slater and Gordon if you need any help in employment law. They offer an incredible service.
H L (employment case)
The Manchester Office has been very professional, helpful and prompt when dealing with a settlement agreement regarding my voluntary redundancy. I would have no hesitation in recommending Slater and Gordon for any employment law issue.
D M (employment case)
I am very happy with the service provided which was professional, quick and efficient. I would certainly recommend Slater and Gordon Lawyers should any chance arise. Huge thank you!
V K (employment case)
We are an award winning law firm and have a dedicated team of employment solicitors to advise and guide you – no matter how complex your situation may be.
Affordability and advice
We're able to offer affordable expert legal advice and can provide guidance on all aspects of employment law. Our Initial Consultation provides tailored advice on your situation giving you clear guidance and options regarding next steps.
Tailored advice
We understand that employment situations differ – so we are able to provide tailored advice and guidance to suit your individual needs.
Local access
We are a national law firm, with legal experts available locally across the UK. Meetings can be arranged via telephone or video call, to suit your requirements.
Safeguarding your pension is one of the most important financial decisions you can make, and if you are at all concerned that your employer has not fulfilled their obligations to provide a suitable pension, you should consider reaching out for support.
Our expert pension lawyers can discuss your concerns in detail, and help you understand your options moving forward. To speak to a member of the team, get in touch on 0330 041 5869 or contact us online and request a call back at a time that suits you.
Who should I speak to for pension legal advice?
When thinking about your future and whether your workplace pension will help you achieve your goals, it can be a good idea to discuss your circumstances with an independent financial advisor.
However, if you believe that your employer has mismanaged your workplace pension, or failed to provide an appropriate scheme, you should seek pension legal advice from a specialist pension solicitor. Our team can explain your rights and support you throughout any pension disputes to ensure you get the best possible outcome.
Our expert pension solicitors are here to advise and act for you in disputes over pensions, whether you work in the public sector or for a private company. We’ve helped hundreds of clients to resolve complex issues, from the administration of pension schemes and negligent employer advice, to disputes around ill-health retirement and discrimination or breaches of human rights.
I would 100% recommend Slater and Gordon if you need any help in employment law. They offer an incredible service. H L (employment case)
The Manchester Office has been very professional, helpful and prompt when dealing with a settlement agreement regarding my voluntary redundancy. I would have no hesitation in recommending Slater and Gordon for any employment law issue. D M (employment case)
I am very happy with the service provided which was professional, quick and efficient. I would certainly recommend Slater and Gordon Lawyers should any chance arise. Huge thank you! V K (employment case)